Qualify with assets
Build with what you've built.
If you're retired, run a business, or simply live off your savings and investments, a paycheck may not show what you can afford. With this program, assets can be used as qualifying income.
Who it fits
- Retirees building the home they'll stay in.
- Business owners with significant assets alongside their business income.
- Buyers with significant savings or investments who don't draw a regular salary.
How qualifying works
Full documentation, assets included
This is a full-documentation loan. We'll ask for statements showing your assets, along with your income documents, and use both to qualify you. We'll also review your credit and ID as usual.
The rest of the loan
Same one-time close
- One application, one approval and one closing covers the build and your mortgage.
- Primary homes, second homes and investment properties are eligible.
- Draws are paid directly to your builder as work is verified.
Talk to Neil
Want to see how your assets could work?
Book a call with Neil.
- You call or send the formWe'll ask where you're building, whether you own the land and your timeline.
- We look at your buildYour lot, your builder and your plans, together.
- You get a straight answerWhat it takes to close, and what happens next.